Products

EXPLORE OUR NICHE PRODUCTS

Niche Products

We design specialised policies to cater to specific industries or unique risks that may not be covered adequately by standard insurance plans. These products are tailored to meet the distinct needs of certain businesses or individuals.

Fire and Allied Perils

We provide coverage for a wide range of assets, including buildings, equipment, and inventory, against various perils such as fire, theft, natural disasters, and accidental damage. This comprehensive coverage helps protect the insured’s valuable assets.

Public Liability

We help protect businesses and individuals against claims for bodily injury or property damage caused to third parties on their premises or as a result of their operations. It covers legal costs and compensation payments.

Municipal Liability

This product is designed for local government entities and municipalities. It provides protection against claims arising from alleged negligence, errors, or omissions committed by municipal employees in the course of their duties.

Fleet and Heavy Motor Vehicles

This insurance product is tailored for businesses that own or operate a fleet of vehicles, including heavy motor vehicles. It offers coverage for physical damage, liability, and other risks associated with the operation of the company’s vehicles.

Construction All Risk

This is comprehensive coverage for construction projects. It includes protection for the project site, materials, machinery, and third-party liabilities. This policy helps mitigate financial risks associated with construction-related accidents or damage.

Funeral cover

We understand the importance of honouring loved ones with dignity and respect, even in the most challenging times. Our customised funeral cover plans are for both individuals and group schemes, and crafted to help alleviate financial burdens during periods of grief.

Professional Indemnity

This offering helps safeguard professionals (such as doctors, lawyers, architects, consultants, etc.) against claims of negligence, errors, or omissions in the services they provide. It covers legal defence costs and damages awarded in the event of a lawsuit.

Directors and Officers

Directors and Officers (D&O) insurance protects company executives (directors and officers) from personal losses in case they are sued for alleged wrongful acts while managing the company. It provides coverage for legal defence costs and damages.

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